Melbourne-based · Working with clients Australia-wide info@fnsq.com.au
Meet Frank

Talk it through with Frank

Finance Square Group’s AI assistant, right here in your browser any time. No phone number, no hold music.

Ask Frank about home loans and personal loans: how deposits and lenders mortgage insurance work, the first home buyer schemes, refinancing, or how lenders look at self-employed income. When you’re ready, he can book your free 15-minute strategy call with Priya, or arrange for her to call you back.

Available now

What you can ask Frank

General questions, answered in plain English. Then a clear next step.

Home loans, explained

Deposits, loan to value ratios and lenders mortgage insurance, offset versus redraw, fixed versus variable, and what pre-approval really means.

First home buyer support

How the 5% Deposit Scheme, Help to Buy, the First Home Owner Grant and Victorian stamp duty concessions work.

Refinancing

Why people refinance, the costs worth weighing up first, and what to have ready before you start.

Self-employed & complex income

How lenders typically look at ABN income, tax returns, add-backs and low-doc options.

Personal loans

Secured versus unsecured, and what to think about before consolidating debts into one loan.

Booking your next step

A free 15-minute strategy call with Priya, or a callback in the morning, afternoon or whenever suits you.

Straight talk

What Frank won’t do, and why

Frank knows a lot, but he isn’t your broker. Some things are regulated credit assistance under the National Consumer Credit Protection Act, and only a licensed person who has looked at your whole situation can do them. So Frank won’t:

  • Quote you an interest rate or a repayment
  • Estimate how much you can borrow
  • Tell you whether you’ll be approved
  • Recommend a lender or a loan product

That’s Priya’s job. Priya Dey is Credit Representative 543438 of BLSSA Pty Ltd, Australian Credit Licence 391237.

What Priya receives

Frank gets you to Priya quickly, with your enquiry already written up, so your strategy call starts where you left off.

  • Your name and your mobile, confirmed back to you twice
  • What you’re looking to do and your rough timeline
  • Your questions and Frank’s answers, from the call transcript
  • Your booked time, or when you’d like her to call

How it works

No account, no app and no phone call needed.

01

Tap “Talk to us now”

At the top of this page. It works in Chrome, Safari and Edge, on a computer or your phone.

02

Allow your microphone

Your browser asks once. Frank introduces himself as an AI assistant and lets you know the call is recorded.

03

Just talk

Ask anything about home loans or personal loans. To book, Frank reads your mobile back digit by digit so it’s exactly right.

Your details, handled carefully

  • Frank tells you at the start that he’s an AI assistant and that the call is recorded.
  • The recording and transcript are kept with your enquiry, so Priya has the full picture.
  • We only text or email you if you say yes when Frank asks.
  • Frank never asks about your income, deposit or credit history. That’s for your conversation with Priya.

Questions about Frank

Is Frank a real person?+
No. Frank is an AI assistant, and he’ll always tell you so at the start of the call. Priya Dey is the broker you’ll speak with on your strategy call.
Do I need a phone number to talk to Frank?+
No. Frank works in your web browser. All you need is a microphone. He’ll only ask for your mobile if you’d like to book a call or have Priya call you back.
Does it cost anything?+
Talking to Frank is free, and so is the 15-minute strategy call. Our service to you is free, though lender fees and government charges can still apply to a loan.
Can Frank tell me how much I can borrow?+
No. That depends on your full financial situation, so it’s a conversation for Priya. For a rough guide in the meantime, try our calculators.
It says my microphone is blocked. What now?+
Allow microphone access from your browser’s address bar and try again. Some apps’ built-in browsers, like Facebook’s and Instagram’s, block the microphone, so open this page in Safari or Chrome instead. Or call us on 0495 040 500.
What if I’d rather speak to a person?+
No problem at all. Call us on 0495 040 500, or book a time online.

Ready when you are

Frank’s available any time. Priya’s here when you want a person.