Should You Use A Private Lender to Buy A Business?
Should You Use A Private Lender to Buy A Business? Short answer: sometimes. Private lending can be appropriate in some situations, particularly when speed or policy complexity…
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Mortgage, property and finance guidance for Australians.
Finance A Business and The Property it Trades From
How Do You Finance A Business and The Property it Trades From? Short answer: often with more than one facility. The property is commonly funded with commercial property lending…
Read moreYou are Buying The Business and The Building. That is Two Different Loans, and They Do Not Approve at The Same Speed.
You are Buying The Business and The Building. That is Two Different Loans, and They Do Not Approve at The Same Speed. A hospitality operator came to us part way through buying a…
Read moreYour Commercial Loan Has A Review Date. Most Business Owners Find Out What That Means The Hard Way.
Your Commercial Loan Has A Review Date. Most Business Owners Find Out What That Means The Hard Way. A home loan runs its term. You make the repayments, and provided you keep…
Read moreYou Had Conditional Approval. Then The Assessor Opened Your Financials Properly.
You Had Conditional Approval. Then The Assessor Opened Your Financials Properly. Conditional approval feels like the hard part is over. You have a number, you have something in…
Read moreCan You Use Property Equity to Buy A Business?
Can You Use Property Equity to Buy A Business? Sometimes. Property you already own can be offered as security to help fund part of a business purchase. How much you can access…
Read moreYour Accountant is About to Restructure Your Business. Tell Your Broker First.
Your Accountant is About to Restructure Your Business. Tell Your Broker First. There is a conversation that happens in accountants' offices every week, usually around tax time…
Read moreBuying A Business and The Shop it Trades From
Buying A Business and The Shop it Trades From: A Victorian Client Story In short: Our clients, who operate in Victorian hospitality, needed to buy a business and the retail shop…
Read moreA Low Number From One Bank Feels Final. It Usually Isn't.
A Low Number From One Bank Feels Final. It Usually Isn't. There's a particular kind of disappointment that comes from asking a bank what you can borrow, getting back a number well…
Read moreOne Earns A Payslip. One Runs A Business. Lenders See Both Differently.
One of You is on A Payslip. One of You Runs A Business. That Combination Changes How A Lender Reads Your Application. A lot of first home buyer content assumes both applicants are…
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