Home Loans
Seek Help From Our Home Lending Specialists
Whether you are starting at square one or purchasing your dream home - we've got you covered
Buying a house is a huge commitment that comes with a number of risks and responsibilities. Irrespective of whether it’s your first home or another investment opportunity, purchasing a property is a beautiful experience. Don’t let the entire stress of finding the right home loan mess up your joy of stepping into your brand-new home.
Seek help from us today, and our lending specialists at FnSQ will assist you with your needs. We will ensure that your purchase experience becomes seamless by steering you clear of all the hurdles of the loan market.
What is a Home Loan/ Mortgage?
A home loan is an amount an individual borrows from a financial institution such as a housing finance or bank to buy a new or resale home, construct a home or renovate or extend an existing one.
A mortgage is a security measure that’s put in place when you take out your home loan, which protects the lender if you default on your loan repayments. If you don’t pay the money back to them, the mortgage gives the lender the legal right to sell your property to recoup their losses. The mortgage stays in force until you have paid off your home loan, after which the property becomes totally yours.
The house or property you purchase acts as collateral or security for the lender offering you the loan. Once the loan is sanctioned and you purchase the property, you must pay it back in instalments over the years with interest.
As Australia hosts one of the more expensive real estate markets in the world, the vast majority of people who head out to buy a home need to take out a loan to make the purchase.
Moreover, with so many options of lending institutions with varying interest rates and features for each home loan product, finding an appropriate home loan solution could be a tedious task.
What Is Refinancing and What Can You Do With It?
Refinancing is the process of revising or replacing an existing loan with a new one with more favourable terms and lower interest rates with improved credit ratings. It’s a strategy that borrowers use to save money on debt, tap into cash from their equity, or adjust their risk exposure.
Here’s a list of things you can do with refinancing:
- Lower Repayments
- Pay out your loan faster
- Consolidate other debts
- Access better loan features
- Tap into your equity for other investments
- Take advantage of cash-back offers
Why Seek Help from Finance Square—the Home Lender Specialists?
At FnSQ, we understand how much stress people endure through the entire process of purchasing a home. We take all the stress of organising lending from you to help maximise your time towards your family and new venture.
We assist you through all the steps, including:
- Assessing your requirements,
- Finding the right lender,
- Ensuring you meet their criteria,
- Checking compliance requirements,
- Filing the loan application,
- And finally, lodging the application for you.
We keep you informed of the loan application progress as received.
At Finance Square, we offer:
Personalised Services
We work closely with our clients throughout their investment journey to ensure they can purchase their dream homes or create their dream portfolios without any stress or worries.
100% Transparency
Our entire team strives to communicate openly internally and externally to ensure you have a clear picture of what’s going on with your loan applications.
$10 Million
We hit our milestone of getting over $10 million in loan applications approved in the first month of business.
Efficient Customer Services
Our executives are easier to get in touch with and are always just a call away to help you resolve your financial queries. Moreover, we ensure you don’t have to wait hours to get in touch with our customer support team by reducing the overall waiting time.
Make More Well-educated Decisions
With all the happenings and trends at our fingertips, our financial experts help you make well-educated decisions when you head out to finalise the loan’s features and structure.
Seek help from experts today in the home lending industry to make your entire journey easier.
